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她月薪10萬想買房 怨窮男友成絆腳石:頭期款拿不出來
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情侶想結婚共築愛的小窩,但雙方經濟有落差,究竟該怎麼辦?一名女網友發文抱怨,自己月薪水10萬元,想買下北市某間電梯大樓,無奈男友薪水不高,還有20萬元負債,根本無力負擔一半頭期款,讓她不禁感嘆「愛情與麵包無法兼得」。
原PO在論壇《Dcard》以「男友薪水不高,還有負債怎麼買房?」為題發文,表示自己即將換新工作,月薪也從約6萬元衝上10萬元,平時有投資股票、基金,存款有500萬元,雖然想買房但沒有娘家金援,一切都是靠自己。
反觀35歲的男友,一點積蓄都沒有,月薪4萬元還負債20萬元,「有亂花錢的習慣,願意多兼差賺錢」,雖然家境不錯,有一間約4千萬元的房產,但估計父母會把房產交給男友的哥哥,贊助原PO和男友100萬元結婚基金。
「我真的很苦惱!」原PO表示,男友根本拿不出一半頭期款,就算他的父母願意借房子抵押貸款,但男友根本無力償還利息和本金,起初原PO還想要買北市一間20坪的3房電梯大樓,但目前看來希望渺茫,兩人也為此爭執過無數次,讓原PO心灰意冷地說:「愛情與麵包無法兼得」。
貼文一出,有網友認為,即使男友能湊出頭期款,但若亂花錢的情況沒改善,最後房貸還是得由原PO獨扛,直言「感覺就是不上進加沒在規劃」、「35歲四萬沒存款有負債,在同年齡的男生裡面是末段班耶」、「你條件這麼好,是怎麼看上他的」,另外,也有網友認為,以原PO的薪資水準可以在婚前自己買房,「每個月繳6萬多,省一點的話還過得去」。
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